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Privacy Policy
Privacy PolicyRupee4u —
Rupee4u —
Privacy Policy
At Rupee4u (“We”, “Us”, “Our”), your privacy is extremely important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our platform for short-term loans, payday loans, and digital credit services. By accessing our website or services, you agree to this Policy.
1. Information We Collect
We collect information strictly required to verify identity, assess eligibility, process loans, and comply with Indian regulatory guidelines.
A. Personal Information
- Full Name
- Date of Birth
- Residential Address
- Mobile Number & Email
- PAN, Aadhaar or other KYC documents
- Photograph / Selfie verification
B. Financial Information
- Bank account details & IFSC
- Income & employment details
- Salary slips / bank statements
- Credit bureau information
C. Device & Technical Data
- IP address
- Device & browser information
- App/website usage patterns
- Cookies & session data
* We collect only lawful and necessary information as per RBI and IT Act guidelines.
2. How We Use Your Information
- KYC verification and identity authentication
- Short-term loan eligibility assessment
- Loan processing, approval & disbursal
- Fraud detection & risk control
- Customer support and regulatory compliance
Important: Rupee4u does NOT sell or trade your personal data.
3. Sharing of Information
Your data may be shared only with:
- Partner NBFCs / Banks
- Credit bureaus (CIBIL, Experian, Equifax, CRIF)
- KYC & verification agencies
- Payment & EMI processing partners
- Legal or regulatory authorities (if required)
4. Data Storage & Security
Data Encryption Secure Servers Access Control Regulatory Audits
Information is retained only as long as required under applicable laws.
5. Your Rights
You may request access, correction, or deletion of your data. For privacy-related requests, contact us at:
info@rupee4u.in6. Cookies
We use cookies to enhance user experience, maintain sessions, and prevent fraudulent activity.
7. Third-Party Links & Children’s Privacy
Our services are strictly for users aged 18 and above. We do not knowingly collect information from minors.
8. Changes to This Policy
Rupee4u may update this Privacy Policy periodically. Continued use indicates acceptance of changes.